MAKE ROOM FOR MORE.
Give every
naira a job.
Where discipline becomes wealth.
A clearer plan for the money that gets you there.
LESS “WHERE DID IT GO?”
More living.
More possibility.
Life has a lot going on. Give your money a little structure, and make room for the things that matter.
Let’s get into itAUTOMATIC SPLITS
Payday.
Already
planned.
Your money comes in. Your priorities get their share. Set the proportions, and give every payday a direction.
Set your own proportions in the app.MONEY BUCKETS
Your money.
With a purpose.
For home. For enjoyment. For just in case. Give each priority its own space.
Your just-in-case fund.
Set money aside for the unexpected. Give yourself a little more breathing room.
₦250,000,000 at 12% annual simple interest.
INTEREST ON SEALED BUCKETS
Good things
take a little
time.
See ₦250 million grow to ₦280 million over a year. Put money aside for a date or a goal. Eligible sealed buckets earn interest daily, paid when you open the bucket.
Rates depend on the seal. Review the rate and access conditions in the app. Breaking a seal early carries a penalty.PERSONAL GOALS
From “one day”
to “it’s happening.”
The keys. The trip. The next chapter. Name your goal and keep moving towards it.
Your next chapter looks good on you.ONE PLAN. SMALL STEPS.
Small contributions, visible progress.
POOLED SAVINGS
Big plans.
Better together.
Three people. One shared plan.
“We should do this.”
Meet “We’re doing this.”
A friends’ trip. A family project. Start a private pool, invite your people and build it together.
Keep the balance and contributions in view. Withdraw when enough members agree. Review the pool’s rules before joining.
AJO
Your people.
Your turn.
Everyone chips in. Everyone gets a turn. Agree an amount and a rhythm, then save as a circle.
Equal contributions. Recipients follow joining order. Ajo does not earn interest, and members keep contributing until everyone has received their turn.
Amara’s turn.
Three people × ₦20,000 per round.
Employment income.
Your salary belongs in its own income category, giving your estimate a clearer starting point.
TAX ESTIMATES
Less guessing.
More clarity.
Not every payment means the same thing. Understand what came in, classify it and explore your tax estimate.
Explore Wealtho Tax Estimates help you plan. Review the assumptions and working behind the figures.PAYMENTS
Keep life
moving.
Choose the right bucket. Review the details. Send to your people, and keep every movement in view.
To Ada Okafor
AND FOR THE BUSINESS YOU’RE BUILDING
Big ambition.
Meet a clearer view.
Accounts, payments, payroll, people and records. Your business, working together.
Meet Wealtho BusinessGood
questions.
Can I change how my money is split?+
Set the proportions around your priorities in the app.
Do all buckets earn interest?+
Eligible sealed buckets earn interest under the terms shown in the app. Review the rate, duration and access conditions before sealing.
Are pooled savings and Ajo the same?+
A savings pool builds towards a shared purpose with group withdrawal rules. Ajo follows a contribution schedule, with members taking turns receiving the pot in joining order.
A CLEARER PLAN. A BIGGER LIFE.